How Hack Bank Text Scams (Phishing Awareness Guide)

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Cybercriminals often impersonate banks via SMS phishing (smishing) to steal credentials. Here’s how to detect and avoid these scams.

You Should Know:

1. Verify the Sender

  • Legit banks use official shortcodes or numbers.
  • Scam signs: Unknown numbers, urgent threats (e.g., “Your account is locked!”).

2. Check for Suspicious Links

  • Hover (don’t click) links to preview URLs.
  • Use Linux CLI tools to inspect domains:
    whois suspicious-domain.com 
    dig +short suspicious-domain.com 
    curl -I https://suspicious-domain.com 
    

3. Look for Poor Grammar

  • Phishing messages often contain typos or awkward phrasing.

4. Enable Multi-Factor Authentication (MFA)

  • Prevent unauthorized access even if credentials are stolen.
    Linux: Use Google Authenticator for CLI MFA 
    sudo apt install libpam-google-authenticator 
    google-authenticator 
    

5. Report Phishing Attempts

  • Windows Command (Report to Microsoft):
    ReportPhish -ReportUrl "https://phishing-url.com" 
    

6. Use Cybersecurity Tools

  • Linux: Scan malicious links with `wget` or curl:
    wget --spider --force-html phishing-url.com 
    
  • Windows: Check URL reputation via PowerShell:
    Invoke-WebRequest -Uri "phishing-url.com" | Select-Object StatusCode 
    

What Undercode Say

Bank text scams exploit urgency and trust. Always verify before clicking. Use tools like whois, dig, and MFA to stay secure. Cybersecurity awareness reduces risk—never share OTPs or passwords via SMS.

Prediction

AI-powered phishing will increase, leveraging deepfake voices and personalized scams. Stay vigilant with zero-trust verification.

Expected Output:

  • Detected phishing URL
  • Enabled MFA via CLI
  • Reported scam via PowerShell

IT/Security Reporter URL:

Reported By: Caitlin Sarian – Hackers Feeds
Extra Hub: Undercode MoN
Basic Verification: Pass ✅

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